Broken Drain Lines Repairs

Will My Homeowners Insurance Cover broken drain lines?

Insurance companies normally consider a home’s or business’ plumbing to be under normal homeowner or business owner maintenance. Therefor, you are usually responsible for repairing or replacing the broken pipe. Most insurance policies will pay for water damage that happens as a result of a pipe bursting within your home or business. Whether or not they pay for replacing the pipe itself depends on whether the break occurred as a result of “sudden and unexpected” damage or some fault of your own (e.g. lack of proper maintenance or leaving your house unheated during the winter).

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